Any business that collects online payment or accepts credit positive identification payments, desires an Internet Payment Gateway. It’s necessary to analyse and notice the best payment gateway supplier that matches your distinctive desires. Here are the top 10 best payment gateways in India.

What are Payment Gateways?

A payment Gateway is an internet payments’ service that, once integrated with the e-commerce platform, is devised because of the channel to create and receive payments.

The procedure to receive payments includes the client requiring to fill in some details, like credit/debit card range, ending date, and CVV. Post this, the client takings to create a payment, which then, gets transferred from the buyer’s account to the seller’s (merchant’s) account.

best payment gateways

What is the role of a Payment Gateways?

The main role of an internet Payment Gateway is to approve the dealing method between bourgeois and client. It plays a significant role within the online dealing method and authorizes transactions between merchants and customers.

It helps the e-commerce platform irritate its existence with simple payments to supply to its customers. Besides, it conjointly ends up in the e-commerce platform gaining rapport for resulting in not solely fast and secure payments however conjointly convenience and success with an equivalent each time.

A payment Gateway service is provided by banks directly or a payment service supplier approved by a bank.

How to pick the correct Payment Gateway?

Look for the subsequent to decide on the simplest and best Payment Gateway that job for you

  • Security:  A secure dealing could be a initial and foremost would like for any business that collects payments on-line. Customers should trust within the dealing which their personal and money info are safe whereas on-line transacting. It ought to make sure the security of the knowledge a client place in. Such a service ought to be compliant with PCI standards
  • Customer experience: A payment Gateway ought to offer distinctive and swift payment process and payment customization. It ought to be mobile optimized, secure and convenient which can offer customers with a seamless looking expertise. 
  • Worldwide Payment Acceptance: we have a tendency to live and add a worldwide market. A payment Gateway ought to support multi-currency transactions  
  • Merchant On-boarding: A payment Gateway ought to offer the fastest bourgeois on-boarding, as on-line transactions square measure a primary would like in today’s world. The process and setup fees and rates ought to slot in the merchant’s budget.
  • Payment Options: Last however undoubtedly not the smallest amount, a payment Gateway ought to provide multiple payment choices. A client ought to be able to opt for a payment methodology he/she is most comfy with, be it Credit/Debit Cards, Net banking, Mobile Wallets, UPI or the other.

Top 10 Best Payment Gateways

Razorpay Payment Gateway (Techax Labs’s Partner):


Razorpay is that the sole payments answer in the Asian nations that permit businesses to simply accept, process, and payout payments with its product suite. Key options of Razorpay Payment Gateway service are International Payment / MasterCard Support: International approval could be a separate method and takes longer, which is subject to the bank’s approval.

Cash free payment Gateway (Techax Labs’s Partner):

Cashfree Payments

Cash-free could be an in style payment Gateway in India. It provides the widest variety of payment options: debit and credit cards, 75+ Net banking choices, Paytm and half a dozen in style mobile wallets like Airtel, Mobikwik, Freecharge. Additionally to the present, they provide the widest vary of PayLater and cardless EMI choices like ZestMoney, OlaMoney paid etc. It conjointly supports UPI, NEFT, IMPS, and PayPal

PayU Payment Gateway Service (Techax Labs Partner’s):

PayU Payment Gateway

PayU (formerly called PayU Money) is one of all the simplest payment gateways to just accept online payments with the least development effort, simple sign-up, and fast onboarding method. You’ll be able to begin accepted payments firmly and seamlessly inside your iOS, mechanical man or Windows app, inside minutes, with our 100 percent online hassle-free onboarding method.

InstaMojo Payment Gateway:

InstaMojo Payment Gateway

Instamojo Payment Gateway permits new businesspersons to form a merchant account instantly to gather online payments with ease with or while not a website. Charges of InstaMojo are quite cheap. Instamojo Payment Gateway service charges are zero for Annual maintenance Charge and Withdrawal Fees.

PayPal Payment Gateway Service:

PayPal Payment Gateway

PayPal could be an international payment platform out there in 200+ countries across the planet. PayPal claims to own processed four billion payments (including one billion mobile) in 2014. Over 173 million customers use Paypal on a daily basis. That’s the explanation if you’re expecting orders from international shoppers, you have got to own PayPal integrated into your eCommerce Store. PayPal supports quite one hundred currencies with a fund withdrawal facility in your bank accounts in fifty-seven currencies and holds balances in their PayPal accounts in twenty-six currencies. In India, merchants primarily use PayPal to receive funds from foreign customers.

PayKun Payment Gateway:

PayKun Payment Gateway

PayKun could be a payment Gateway service supplier that permits secure and secure dealings between customer and marketer. There are various happy merchants registered and live these days UN agency have developed their business with the assistance of PayKun. Any large, small, individual, trust, NGO, eCommerce, etc will simply register on PayKun for receiving online payments. The shoppers can get multiple payment choices to create a payment on the PayKun checkout.

CCAvenue :


CCAvenue is one of all the most important payment Gateway Asian nation, giving a good vary of payment choices. It additionally supports twenty-seven major currencies, so sanctioning you to serve customers in some major international markets out of Asian nations. CCAvenue additionally permits bilingual payment pages in 18 Major Indian and international languages. CCAvenue permits the gathering of payments in twenty-seven major foreign currencies and permits your client to pay within the currency they grasp best.

Atom Paynetz :

Atom Paynetz

Atom is promoted by foot cluster and it’s an innovative Payment Service supplier with over one hundred payment choices, fifteen million + transactions, 4500+ robust merchants across the country. Usually waived off for initial year, but second-year you have got to pay Rs 2400. New businessperson accounts have to be compelled to offer Business Registration documents.

Citrus Payment Gateway:

Citrus Payment Gateway

Citrus Payment Gateways package is an Indian payment Gateway answer supplier for several businesses. It provides several advantages like single-click checkouts throughout purchases, at the side of low-cost TDR charges. There also are payment choices in Citrus pay, like web Banking, mastercard, debit card, and IMP. Furthermore, it’s united with PayU currently.

PayTM Payment Gateway

PayTM Payment Gateway

Paytm has emerged as a number one payment gateway in India because of its online shopper base with ‘Paytm Cash’ billfold. The businessperson will go support Paytm Payment Gateway in two days’ time when submission of all the requisite documents. Therefore, paying with Paytm might be helpful for a little eCommerce businessperson.


Thus, the above payment gateways in India is best used in money transaction


Also, check more blogs on Techax Labs Blog.

Published On: October 27th, 2021 / Categories: Business, e-commerce / Tags: , , /

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